Founded by practitioners, for practitioners who demand depth and accountability. We bring Big-4 rigour, boutique agility, and battle-tested insight to every engagement.
Ezelman was founded in 2020 by Hannan Mohammad, a former KPMG Director with 20+ years of hands-on experience at G-SIBs and supervisory institutions. After more than twenty years building and leading risk functions at Europe's largest banks — managing credit risk across multiple business lines, leading model validation teams, and advising central banks on regulatory frameworks — Hannan observed a clear market gap: large advisory firms had abandoned the senior, hands-on delivery that CROs demanded, while smaller boutiques lacked the depth of experience to guide large-scale regulatory programmes.
Ezelman exists to fill that gap. We bring the technical rigour of a Big-4 practice, the agility of a boutique, and the battle-tested insight of practitioners who have sat across from supervisors, designed capital models under pressure, and managed real-world remediation in real time.
To be the trusted partner for Tier-One banks and G-SIBs navigating regulatory complexity, capital transformation, and strategic risk challenges. We exist to deliver senior-led, hands-on advisory that gives CROs and risk leaders the confidence and insight they need to make decisions under uncertainty.
Four principles that guide every engagement, every interaction, every deliverable.
We focus on substantive problems, not checkbox compliance. Every engagement brings hands-on senior involvement, not junior learning.
We have lived in the roles we advise on. This credibility is our currency. We earn it through authentic engagement and consistent delivery.
We understand what supervisors expect because we have worked for them and with them. We advise banks to exceed supervisory expectations, not meet minimums.
We operate across Europe and the GCC, bringing comparative regulatory insight and best-practice knowledge across regions and cultures.
We operate across 8 countries in Europe and the GCC, with on-ground partners in Paris, London, Frankfurt, and Dubai. Our regional presence is not symbolic — we maintain local relationships with ECB, national competent authorities, GCC central banks, and peer institutions.
France, United Kingdom, Germany, Spain, Italy
United Arab Emirates, Saudi Arabia, Qatar
8 countries · ECB, EBA, PRA, BaFin, ACPR, CBUAE, SAMA, QCB
Hannan brings 20+ years of hands-on experience in financial risk management at G-SIBs and supervisory-facing programmes. Before founding Ezelman, he spent many years at KPMG as Senior Manager and Director, leading large-scale regulatory programmes (Basel IV, ICAAP, ECB inspections) across Europe. Prior to that, he held senior risk roles at two leading European banks, covering credit risk across wholesale banking, retail lending, and trading book operations. He holds an advanced degree in Financial Engineering and is an active member of risk management professional bodies. Hannan is based in Paris and splits time across Europe and the GCC.
Ezelman established as boutique advisory in Financial Risk Management. Initial team of 4 practitioners. First client engagement: Basel IV readiness assessment for a major European G-SIB.
Team grew to 8 practitioners. Completed 12 engagements across Europe. Opened Frankfurt office. Became trusted advisor on ICAAP and regulatory capital programmes for SSM-supervised institutions.
Expanded into GCC market with offices in Dubai and Riyadh. Became embedded partner for ECB on-site inspections. Managed 3+ concurrent OSI engagements, building reputation for inspection readiness advisory.
Reached milestone of 50+ completed mandates across Europe and GCC. Expanded operational risk and transformation expertise. Facilitated 3 EBA stress test exercises for tier-one institutions.
Launched Regulatory Radar as primary thought leadership platform. Became leading advisor on CRR3 and Basel IV implementation. Team grew to 12 senior practitioners. Expanded service offerings to include risk transformation and digital risk strategy.
Continued focus on CRR3 / Basel IV advisory. Expanded GCC presence with focus on Tier-1 bank readiness. Deepened thought leadership on regulatory trends. Planning expanded service offerings for risk transformation and governance advisory.