European banks have spent three years — and several hundred million euros — wiring CRR3 into their plumbing. Every one of those scars is now a transferable asset. Ezelman brings that EU implementation muscle to US Category I–IV banks preparing for Basel III Endgame, CCAR/DFAST recalibration, and the next wave of SR 11-7 model risk scrutiny.
† Aggregate RWA impact for Category I–IV banks as stated in the US agencies' September 2024 Basel III Endgame re-proposal (Federal Reserve, OCC, FDIC). Sitewide public-data policy: every figure on ezelman.com is either a public-source citation, an estimate with stated methodology, or a qualitative mandate outcome — full notes on Resources.
Every major US consulting firm is standing up an Endgame practice right now. They are hiring. They are training. They are writing points of view. That is a sound commercial response to the rule. It is also three years behind the institutions that have been implementing the underlying Basel framework in Europe since 2023 — which is where Ezelman has been sitting as a senior-only CRR3 and OSI specialist.
Ezelman is not betting on Endgame as a growth line. We have been living in its European twin — CRR3 — for multiple years. We know which design choices cost material basis points of CET1 two years later. We know where the output floor actually bites. We know what the ECB and the EBA have settled on vs. what they have punted to RTS. That knowledge compresses several quarters of US programme risk into a phone call.
Four anchored milestones — the same compression EU banks have been running since 2023 is what US Cat I–IV institutions are about to repeat. The advantage is being able to walk through it with someone who has already lived each milestone.
A Partner-led 30-minute review of where you sit on the 12 decisions that move CET1 the most. No slides, no follow-on sales motion. If we can help, we'll tell you. If we can't, we'll tell you who can.
We sit with your RWA engine team, walk your pilot CRR3/Endgame runs, and produce a 20-page review: design gaps, CET1 impact sensitivity, supervisor-facing narrative, and the six decisions you need to make before the next Board risk committee.
Senior partners on the ground, part-time or block-scheduled. Governance, design, execution and supervisory dialogue. Designed for US Category I–III institutions that want EU scar tissue without the EU overhead.