France Practice · Senior Financial Risk Advisory

The Big Four will file your CRR3 return on time.
We deliver it with 50–80 bps of CET1 returned to your capital ratio.

Senior-led boutique fluent in the ACPR and ECB inspection rooms, built for French G-SIBs, European Tier-1s, GCC Tier-1s and US regional banks on Basel III Endgame. We staff partners — not pyramids — from Paris, Frankfurt, London and Dubai.

Book a 30-min diagnostic → Download the CRR3 checklist
20+
Years G-SIB
50+
Mandates delivered
6
Countries covered
100%
Senior partners
Ezelman regulatory stack — CRR3, FRTB, ICAAP, Pillar 3
Three mandates

Three disciplines. One standard: the supervisor's room.

Ezelman is not a generalist firm that also does risk. We only take on three topics — and we take them on with partners who ran these programmes from inside the banks.

Programme

Regulatory programmes (CRR3, Basel IV, PPU)

End-to-end implementation: Day-1 RWA diagnostic, model design, gap closure, Q1–Q3 2026 parallel run, supervisor dialogue through go-live. DELIVERY methodology.

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Inspection

On-site inspections (ECB / SSM / ACPR)

Readiness, full dry-run, data room management, response drafting, technical defence in the room, post-inspection remediation. FORTRESS methodology — 8 pillars to pass the inspection without a Pillar 2G add-on.

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Transformation

Risk function transformation

Risk operations, data lineage, model lifecycle, COREP/FINREP automation, cost-per-RWA-unit optimisation. SCALE methodology — 5 stages from plumbing function to strategic function.

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Our thesis

The regulator is not a cost. It is a competitive arena.

Most French banks treat CRR3, ICAAP, ECB inspections and stress tests as admin to survive. That's a strategic mistake. Behind every design decision hides 30 to 80 basis points of CET1 — a full step of ROE — only recovered by teams ready to fight for every pillar.

Ezelman is built for that: ex-G-SIB partners, senior-staffed throughout the mandate, able to hold the line in supervisor dialogue in French and English alike, with proprietary intelligence — the CRR3 Impact Index, the OSI Findings Tracker, the GCC–EU Gap Monitor — the Big Four never published because they prefer to sell it.

Talk to a partner

Thirty minutes, no slides, no sales motion.

I personally take the first call on every new mandate. If we can help you, I'll say so. If we cannot, I'll point you to who can.

Book 30 min with Hannan → contact@ezelman.com

Typical mandates €250k – €1.5m · 5% referral fee on introduced mandates

CRR3 Diagnostic — 30 minutes with a partner.No slides. No salespeople.
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HM
Hannan Mohammad · Founder & Managing Partner, Ezelman20+ years on the regulatory front line inside European G-SIBs.
Profile →LinkedIn