Deep specialisation across the regulatory value chain
Senior-led advisory on the most complex regulatory challenges facing G-SIBs and Tier-One banks in Europe and the GCC. We combine technical mastery with strategic insight to deliver lasting competitive advantage.
Four Pillars of Expertise
ECB On-Site Inspections
Partner-level support across the full inspection lifecycle — from pre-readiness diagnostics through data room management to findings remediation and post-inspection programmes.
Explore ECB Inspections →Stress Testing & ICAAP
Stress test preparation and execution, EBA-cycle defence, reverse stress testing as Pillar 2 defence, and ICAAP methodology. Partner-led calibration — the Risk Committee receives the calibration the model deserves, not a deliverable that looks right.
Explore Stress Testing →Regulatory Programme
Basel IV, CRR3, BCBS 239, EBA mandates, RWA optimisation… End-to-end, from gap-to-approval across the full implementation lifecycle under one partner-led mandate.
Explore Regulatory Programme →Risk & Finance Transformation
Cost optimisation, Target Operating Model design, launch of new product or activities, acquisitions, deleveraging. Strategic redesign of risk and finance functions for lasting competitive advantage — data architecture, regulatory reporting, and cost restructuring.
Explore Transformation →Four frameworks. One mandate type each.
Every Ezelman mandate is governed by one of four proprietary frameworks — each honed across our G-SIB engagements. The architecture below shows which framework owns which mandate type. Read it left-to-right: mandate arrives, framework applies, outcome measured.
CRR3 / Basel IV / EBA mandates / BCBS 239 / RWA optimisation
OSI IRB RWA calculation / permanent partial use / IRB roll-out / IRB repair
EBA · SSM thematic · reverse stress · ICAAP
Target operating model · cost optimised · new activities launched · data & control framework enhanced
— Exactly one framework per mandate. No hybrid. No "tailored methodology". If the mandate does not fit one of the four, we do not take it.
Five operating principles — cross-cutting
Applied underneath all four frameworks. Every partner-led engagement is scored, planned and reviewed against these five — not a model, a hygiene protocol.
PARTNER-LED
No junior-only layers. Every decision sits with a senior practitioner who has sat in a JST meeting.
REGULATORY INTENT
We read the drafters, not the press. Intent beats text when supervisors challenge.
INTEGRATED VIEW
Risk, finance, IT, supervisory — one table. No sequential handoffs that drop ownership.
SUPERVISOR-READY
Every deliverable passes the JST test before the JST sees it. No surprise rejections.
MEASURED
Outcomes in bps, RWA, days-to-close, findings avoided. Never in slide count.
— Applied to every Ezelman mandate since 2020. More than 50 G-SIB engagements. Zero supervisory escalations.
How the frameworks show up in delivery
Expert Leadership
Every engagement is led by senior practitioners with 20+ years of experience in G-SIB regulatory frameworks. No junior associates or outsourced delivery.
Methodological Rigour
Proven frameworks grounded in Basel, ECB supervisory practice, and CRR3. We audit our own work against regulatory standards before final sign-off.
Strategic Alignment
Every initiative is aligned to your organisational strategy and competitive priorities. Regulation is a means to competitive advantage, not merely a compliance burden.
Measurable Impact
Clear KPIs from day one. We track milestones, manage risk escalations, and deliver quantified business impact alongside regulatory compliance.
Knowledge Transfer
We build internal capability alongside delivery. Your teams emerge stronger, more autonomous, and better equipped for future regulatory evolution.
Market Intelligence
Real-time visibility into regulatory evolution across Europe and GCC. We keep you ahead of emerging guidance and supervisory expectations.
Why Choose Ezelman
In financial risk advisory, credentials matter. So does execution. We've been selected by G-SIBs and Tier-One banks because we deliver.
Regulatory Pedigree
Founding team spent 40+ cumulative years in ECB, BIS, major banks' risk functions, and leading advisory firms. We speak the language of regulation fluently.
Speed & Efficiency
Boutique structure means no overhead, no committee approvals, no politics. We move as fast as your project demands whilst maintaining absolute quality standards.
G-SIB Track Record
Decade-long delivery to global systemically important banks. Portfolio includes Basel IV implementations, ECB inspection cycles, Stress Tests, and strategic transformation programmes.
Continuous Evolution
Real-time connectivity to regulatory development. Monthly insight briefings, quarterly market intelligence, early-warning systems on emerging supervisory themes.
Two anchors. Everything else is in between.
Our typical engagement range is €250k – €1.5m. Rather than hide behind that range, here is what each end looks like in practice.
Regulatory Diagnostic & Readiness Pack
- One senior partner, 60% allocated, throughout the mandate
- End-to-end gap assessment against CRR3 / OSI / Pillar 2 checklist
- Quantified capital-impact estimate (CET1 bps) — numbers, not narratives
- Board-ready findings pack + 90-day remediation roadmap
- Two steering-committee sessions and one regulator dry-run
- All artefacts transferred to the bank — no lock-in, no retainer
Group-Wide Regulatory Programme
- Two senior partners, full-time, plus a delivery lead and SMEs on demand
- End-to-end CRR3 or OSI programme ownership from diagnostic to sign-off
- Dedicated supervisory interface — JST, ECB, national competent authority
- All methodology, data and model artefacts — transferred and documented
- Programme-level risk, sequencing and capital-optimisation playbook
- Monthly capital tracking to CFO + CRO, quarterly Board pack
Sub-€250k scope? We will refer you to a capable boutique peer — or say no. That is the walk-away clause.