Regulatory Radar · Full view

Every milestone dated before 2029, by supervisor and quarter.

Twenty-three milestones across the ECB, the EBA, the PRA, the US banking agencies and the Gulf supervisors: seventeen dated, fixed or expected, before 2029; six with none. Each row below links its primary text.

October 2026 editionStatuses checked 23 October 2026Hannan Mohammad, Founder and Managing Partner
The radar

Europe sets the calendar to 2028; the US waits on undated rules

ExhibitStatuses checked 23 October 2026

Four milestones apply on 1 January 2027; Q2 2027 has none dated.

  • Date fixed in a published text
  • Expected or proposed
  • No date set
  • Edition date, 25 October 2026
Numbers match the key and the table below, where each milestone links its primary source.Rings are horizons, not to scale

Thirteen of the 17 supervisory milestones dated before 2029 are European; six more, the Basel III endgame among them, still have no date at all.

How to read the rings

Rings
Quarters from the edition date to the end of 2028, inside out. The dashed outer ring holds milestones with no date set.
Quadrants
EU (ECB, EBA, Commission), UK (PRA, Bank of England), US (Federal Reserve, OCC, FDIC), GCC (SAMA, QCB, CBUAE).
Marks
Filled: the date is fixed in a published text. Open: expected or proposed. Dashed: no date published.
Review
Statuses checked against primary sources on 23 October 2026 and reviewed each month.
The data

Every milestone, with its status and source

Regulatory Radar milestones by quarter to end-2028, with jurisdiction, date, status and primary source
MilestoneJurisdictionWhenStatusPrimary source
Q4 2026
1. ECB supervisory priorities 2027-2029EUExpected Nov to Dec 2026ExpectedECB Banking Supervision, supervisory priorities
2. EBA 2027 stress test: final methodology and templatesEUExpected Q4 2026ExpectedEBA, EU-wide stress testing
3. ECB revised guide to on-site inspectionsEUPromised by end-2026ExpectedECB press release, 26 June 2026
4. Operational-risk RTS consultation closes (EBA/CP/2026/18)EUDate fixedEBA press release, 26 August 2026
Q1 2027
5. Revised SREP Guidelines apply (EBA/GL/2026/06)EUDate fixedEBA press release, 26 June 2026
6. FRTB own-funds requirements apply, relief to end-2029EUDate fixedDelegated Regulation (EU) 2026/1221
7. Output floor steps to 60% (Art. 465 CRR)EUDate fixedRegulation (EU) 2024/1623, Art. 465 CRR
8. EBA 2027 stress test: launch and scenariosEUExpected Jan 2027ExpectedEBA, EU-wide stress testing
9. EBA reporting release 4.4.1, the simplification packageEUExpected early 2027ExpectedEBA press release, 12 October 2026
10. Basel 3.1 applies (PRA PS1/26)UKDate fixedPRA PS1/26, 20 January 2026
Q2 2027: nothing dated
Q3 2027
11. EBA 2027 stress test resultsEUExpected end-Jul to Aug 2027ExpectedEBA, EU-wide stress testing
12. Simplified reporting framework: first reference dateEUSep 2027, as proposedProposedEBA press release, 12 October 2026
Q4 2027
13. AI Act Annex III high-risk obligations applyEUDate fixedRegulation (EU) 2026/1744
2028
14. Output floor steps to 65% (Art. 465 CRR)EUDate fixedRegulation (EU) 2024/1623, Art. 465 CRR
15. Internal model approach for market risk goes live (PS1/26)UKDate fixedPRA PS1/26, 20 January 2026
16. Stress capital buffer set on a two-year averageUSFrom 2028Date fixedFederal Reserve press release, 30 September 2026
17. SAMA output-floor phase-in completesGCC2028Date fixedSAMA announcement, 28 December 2022
No date set
18. CCF RTS (EBA/RTS/2025/06): Commission adoptionEUFinal draft 18 Aug 2025; no adoption dateNo date setEBA press release, 18 August 2025
19. IRB model-change RTS (EBA/RTS/2026/05): Commission adoptionEUFinal draft 30 Mar 2026; no adoption dateNo date setEBA press release, 30 March 2026
20. PRA policy statement on CP9/26, IMA adjustmentsUKConsultation closed 18 Sep 2026; not scheduledNo date setPRA CP9/26, 19 June 2026
21. Basel III endgame final ruleUSComments closed 18 Jun 2026; no compliance dateNo date setFederal Register, 27 March 2026
22. G-SIB surcharge final ruleUSComments closed 18 Jun 2026; final rule pendingNo date setFederal Reserve Board memo, 19 March 2026
23. CBUAE final Basel III reformsGCCTimeline not yet publishedNo date setCBUAE Rulebook, Standards for Capital Adequacy
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Hannan MohammadHannan MohammadFounder and Managing Partner, Ezelman